Each year about a million Filipinos leave their home country to work across the world to support their families back home. What advice would help someone cope in this situiation? What is the most important thing for someone to know before going abroad on such a journey?What is the most important advice to give an OFW before they leave the Philippines?
Know your priorities. You will feel alone, homesick and who knows what crazy things you might do out there, just remember your priorities and stick to it. It can be pretty lonely in the first few months.
Working overseas is easy nowadays because of information technology, we can easily communicate with our loved ones that are back home.
For me, I think the most important things to do are:
Get a cellphone, you can use an international roaming sim (get a prepaid! and load up as much as you can - incoming texts are free anyway) for the meantime then you can switch to a foreign sim once you know which provider to use.
Look for the best call card to call the Philippines
Open a bank account - its easier and cheaper to remit money through banks. Plus your money is safer there.
Learn The local language of the country where you are headed.
And please dont bring the Filipino habits there:
Always be on time
Dont get yourself involved in office politics, because in my experience foreign employers look at you work performance and NOT rumors/gossips/office politics.
Work hard! show those foreign pips how GOOD a Filipino worker can be.
Remember , when you are in a foreign country only do things that will uplift/improve the image/perception of our country.What is the most important advice to give an OFW before they leave the Philippines?
Mabuhay ka kaibigan!
The first few months can be tough..... suggest finding fellow OFW's that have been there a while to help show you the ropes
Check out this sites:
http://forum.ofw-connect.com/OFW_Advice_鈥?/a>
For the guys, if you are planning to go to the middle east, be sure not to shave your beard or you'll get your butt in trouble. Literally :)
DTA!!
Don't Trust Anybody!!
magdasal ka... magtyaga ka at mahirap ang buhay sa ibang bansa!!!
check your contract and job , is it legal and existing employment
some company renegade or different existing contract when you arrive on destination, beware on job offering on middle east countries, those peole are not fair and legal toward their employment contract.
1. Do it legally.
2. Have some spare money.
3. Do not give your passport and other important documents to your employers.
4. Check if there are Filipinos in your area of destination.
5. Prepare your mind mentally, homesick is hard to overcome.
6. Go home when you feel you are being maltreated.
7. Pray
Be prepared for the loneliness and the hard work and the racism
i help by giving information like below. with knowledge, fear will be not that great. which cause lost of focus in goal.
it's like starting a new life from the beginning, expect you'll feel lost-no sense of direction to where you are going through, hopeless-no friends or family to help, weak-you will use a lot of energy in adjusting to the new environment.
you're begin to feel insecure because of lack of expression-different language, different lifestyle, customs and traditions. depending on your level of education. the speed of your adjustment to your environment.
Dont Let Anyone Step On Your Dignity!!!
Make sure you know police contacts or some helpful ';kaba2yan';..
and Be Responsible.
Friday, April 30, 2010
Could anyone give me any advice for additional supplements for stopping cymbalta?
Or any other antidepressant? It is cymbalta I take though. Been on the low dose a while this is my first day off it and I feel a pretty crappy.
Such as vitamins, any over the counter medicine or herbal remedies or teas? And PLEASE, no recommendation of smoking weed or sniffing coke or anything!
Many thanks, I shall rate the best answer 5!Could anyone give me any advice for additional supplements for stopping cymbalta?
Take Omega 3 fish oil, high doses. Start low and increase every three days untilyou get a positive change. This helps with depression.
You can supplement according to what ';crappy means';. It would help to know that that is. I know that the fish oil is needed as the drug depletes the body of essential fatty acids.
There is a program that has different supplements. You can find them at www.theroadback.org. It works for some people.Could anyone give me any advice for additional supplements for stopping cymbalta?
the human body also produces stress hormones called cortisol. that is also one factor why we are also depressed sometimes and can get enough relaxation and sleep. i know one natural safe supplement which i also take. you can try pharmanex' cortitrol. but it can't be bought over the counter. i suggest you'll take this because in just one day, you'll feel the difference. you can email me for more information and for guideline in buying on line. please email me at aileengabriel27@yahoo.com. hope i can help. thanks and god bless
My doctor stopped me by taking 30mg every other day for 2 weeks. Nothing really works but time.
Such as vitamins, any over the counter medicine or herbal remedies or teas? And PLEASE, no recommendation of smoking weed or sniffing coke or anything!
Many thanks, I shall rate the best answer 5!Could anyone give me any advice for additional supplements for stopping cymbalta?
Take Omega 3 fish oil, high doses. Start low and increase every three days untilyou get a positive change. This helps with depression.
You can supplement according to what ';crappy means';. It would help to know that that is. I know that the fish oil is needed as the drug depletes the body of essential fatty acids.
There is a program that has different supplements. You can find them at www.theroadback.org. It works for some people.Could anyone give me any advice for additional supplements for stopping cymbalta?
the human body also produces stress hormones called cortisol. that is also one factor why we are also depressed sometimes and can get enough relaxation and sleep. i know one natural safe supplement which i also take. you can try pharmanex' cortitrol. but it can't be bought over the counter. i suggest you'll take this because in just one day, you'll feel the difference. you can email me for more information and for guideline in buying on line. please email me at aileengabriel27@yahoo.com. hope i can help. thanks and god bless
My doctor stopped me by taking 30mg every other day for 2 weeks. Nothing really works but time.
Where can I get good advice or assistance with opening a new business?
I plan on openning a local grocery store 6-7 months from now, outside of the S.B.A. where can I get advice on how to effectively run the store? Is there any business consulting firms that can give me the essential to operating a upcoming grocery store?Where can I get good advice or assistance with opening a new business?
I suggest you become a member of the following associations and purchase their members-only reports and interact with other members who may be able to guide you:
Retail Bakers Association http://www.rbanet.com/
Grocery Manufacturers Association http://www.gmabrands.com/
International Dairy Deli Bakery Association http://www.iddba.com/
It may help you if you could talk with a small business expert or free mentors to give you ideas on how to make your dream of starting a business come true even without money. Here are some places where you can find a mentor:
- Government Mentoring Programs such as SBDCs, which works with community colleges and local business development councils to offer mentoring programs http://www.sba.gov/sbdc/sbdcnear.html ; or the Women's Network for Entrepreneurial Training http://www.sba.gov/womeninbusiness/wnet_鈥?/a>
- Volunteer programs such as SCORE http://www.score.org which is composed of mostly retired executives and entrepreneurs
- Formal mentoring programs such as Athena Foundation http://www.athenafoundation.org/programs鈥?/a> , Helzberg Entrepreneurial Mentoring Program http://www.helzbergmentoring.org/HEMP/ , or The Aspen Institute MicroMentor Program http://www.micromentor.org
- Professional organizations such as the National Women鈥檚 Business Council http://www.nwbc.gov/Mentoring/programs.h鈥?/a>
- Industry and trade associations
- Local business groups, such as the chamber of commerce
- Local chapters of business groupsWhere can I get good advice or assistance with opening a new business?
s.c.o.r.e.
my guess is they are score.org
good people, know business, cheap or free.
if you ned to ask, do you have any eperience? if you don't, work for someone else for awhile to learn.
you will improve your chances considerably.
Grocery store specific info:
http://www.bls.gov/oco/cg/cgs024.htm
Grocery Stores
Nature of the Industry
Working Conditions
Employment
Occupations in the Industry
Training and Advancement
Outlook
Earnings
Sources of Additional Information
See if you have a local SCORE
About SCORE
SCORE ';Counselors to America's Small Business'; is America's premier source of free %26amp; confidential small business advice for entrepreneurs. Get biz advice today.
SCORE Has Helped 7.5 Million Small Businesses
We've helped Vermont Teddy Bear, Vera Bradley Designs, Jelly Belly Candy. More successes.
Live Your Dream SCORE Can Help
SCORE offers Ask SCORE email advice online.
Face-to-face small business counseling at 389 chapter offices. Find an office.
Low-cost workshops at 389 chapter offices nationwide. Find an office.
';How to'; articles and business templates
About Us
SCORE is a 501 (c) (3) nonprofit organization. We provide a public service to America by offering small business advice and training. Formed in 1964 to help small businesses flourish.
SCORE's 10,500 volunteers have more than 600 business skills. Volunteers share their wisdom and lessons learned in business. Our volunteers are working/retired business owners, executives and corporate leaders.
Our Partners Aid Mission
SCORE is a resource partner with the U.S. Small Business Administration. More alliances.
The SCORE Association, headquartered in Washington, D.C., is a nonprofit association dedicated to entrepreneurial education and the formation, growth and success of small businesses nationwide. SCORE has 16 employees.
Also SBA: Small business administration
Check with your local chamber of commerce...and local entrepreneural clubs.
I echo one of the other advice and recommend the Small business Development Centers which are funded by SBA. Their counsellors will work with you on developing your plan and loan applications.
I suggest you become a member of the following associations and purchase their members-only reports and interact with other members who may be able to guide you:
Retail Bakers Association http://www.rbanet.com/
Grocery Manufacturers Association http://www.gmabrands.com/
International Dairy Deli Bakery Association http://www.iddba.com/
It may help you if you could talk with a small business expert or free mentors to give you ideas on how to make your dream of starting a business come true even without money. Here are some places where you can find a mentor:
- Government Mentoring Programs such as SBDCs, which works with community colleges and local business development councils to offer mentoring programs http://www.sba.gov/sbdc/sbdcnear.html ; or the Women's Network for Entrepreneurial Training http://www.sba.gov/womeninbusiness/wnet_鈥?/a>
- Volunteer programs such as SCORE http://www.score.org which is composed of mostly retired executives and entrepreneurs
- Formal mentoring programs such as Athena Foundation http://www.athenafoundation.org/programs鈥?/a> , Helzberg Entrepreneurial Mentoring Program http://www.helzbergmentoring.org/HEMP/ , or The Aspen Institute MicroMentor Program http://www.micromentor.org
- Professional organizations such as the National Women鈥檚 Business Council http://www.nwbc.gov/Mentoring/programs.h鈥?/a>
- Industry and trade associations
- Local business groups, such as the chamber of commerce
- Local chapters of business groupsWhere can I get good advice or assistance with opening a new business?
s.c.o.r.e.
my guess is they are score.org
good people, know business, cheap or free.
if you ned to ask, do you have any eperience? if you don't, work for someone else for awhile to learn.
you will improve your chances considerably.
Grocery store specific info:
http://www.bls.gov/oco/cg/cgs024.htm
Grocery Stores
Nature of the Industry
Working Conditions
Employment
Occupations in the Industry
Training and Advancement
Outlook
Earnings
Sources of Additional Information
See if you have a local SCORE
About SCORE
SCORE ';Counselors to America's Small Business'; is America's premier source of free %26amp; confidential small business advice for entrepreneurs. Get biz advice today.
SCORE Has Helped 7.5 Million Small Businesses
We've helped Vermont Teddy Bear, Vera Bradley Designs, Jelly Belly Candy. More successes.
Live Your Dream SCORE Can Help
SCORE offers Ask SCORE email advice online.
Face-to-face small business counseling at 389 chapter offices. Find an office.
Low-cost workshops at 389 chapter offices nationwide. Find an office.
';How to'; articles and business templates
About Us
SCORE is a 501 (c) (3) nonprofit organization. We provide a public service to America by offering small business advice and training. Formed in 1964 to help small businesses flourish.
SCORE's 10,500 volunteers have more than 600 business skills. Volunteers share their wisdom and lessons learned in business. Our volunteers are working/retired business owners, executives and corporate leaders.
Our Partners Aid Mission
SCORE is a resource partner with the U.S. Small Business Administration. More alliances.
The SCORE Association, headquartered in Washington, D.C., is a nonprofit association dedicated to entrepreneurial education and the formation, growth and success of small businesses nationwide. SCORE has 16 employees.
Also SBA: Small business administration
Check with your local chamber of commerce...and local entrepreneural clubs.
I echo one of the other advice and recommend the Small business Development Centers which are funded by SBA. Their counsellors will work with you on developing your plan and loan applications.
How could I start an advice columnist website as a teen for teens?
I want to start for free an advice columnist website, again for free! I'm a teen and it will be a safe site for teens to vent or need advice..Thanks!How could I start an advice columnist website as a teen for teens?
Most blogs are free. This company offers free blog hosting:
http://affiliate.doteasy.com/index.cfm?M=red%26amp;B=5%26amp;T=729826%26amp;A=3710411
Just start writing!! If you have things to say, people will be interested. Post in other people blogs or here and include a link back to your blog to get the word out and build traffic.
Also, check this out. http://www.theblogblock.com and http://www.dailywritersblock.comHow could I start an advice columnist website as a teen for teens?
Just start a blog and promote the heck out of it. Try to link with other similar blogs, write articles and submit to article directories with your blog link in the resource box. Make posts virtually everyday and ping your blog every time you make a post. Good luck!
Most blogs are free. This company offers free blog hosting:
http://affiliate.doteasy.com/index.cfm?M=red%26amp;B=5%26amp;T=729826%26amp;A=3710411
Just start writing!! If you have things to say, people will be interested. Post in other people blogs or here and include a link back to your blog to get the word out and build traffic.
Also, check this out. http://www.theblogblock.com and http://www.dailywritersblock.comHow could I start an advice columnist website as a teen for teens?
Just start a blog and promote the heck out of it. Try to link with other similar blogs, write articles and submit to article directories with your blog link in the resource box. Make posts virtually everyday and ping your blog every time you make a post. Good luck!
How do you and what advice can you give for negotiating payment of old debt?
I just looked at my credit report and although fairly good there are a couple of things from my marriage that I want to get cleaned up. The other person wont do it.Nonetheless. I know I can negotiate a lower pay off. Any advice?? Sample letters even?';:) Precentage that is fair? I really dont know where to start.How do you and what advice can you give for negotiating payment of old debt?
First, find out what the statue of limitations is in your state for debt. You can check the link below to find out.
http://www.creditinfocenter.com/rebuild/鈥?/a>
Those that our past the SoL you are safe from, as you no longer have a legal obligation to repay that debt. One trick I've heard of is to send these collection agencies a CMRRR (certified mail return receipt request) stating that the debt is past the SoL, but demanding that they validate the debt per the Fair Debt Collection Practice Act.
I've heard of people who have done this and the collection agencies simply give in and remove the listing, since they know it's past the SoL and they don't want to waste the time to validate.
As far as negotiating the debt, I'd start at 30% of the balance you owed (not including any interest and fees they have tacked on) and work from there. Make sure that in exchange for payment they delete the negative mark (not simply show it as paid) from your credit report and consider it paid in full.
Below are 3 links that you will find helpful. They include information on negotiation, pay for delete agreements and sample letters.
http://www.creditinfocenter.com/repair/
http://www.creditinfocenter.com/rebuild/
http://creditinfocenter.com/forms/How do you and what advice can you give for negotiating payment of old debt?
Go to www.daveramsey.com
He is a best-selling financial author and radio host, and he specializes in free help for people in situations like yours.
Don't pay for financial help, you can get books from the library, and anyone who offers to help you for a fee is invested in you being broke ... something of a conflict of interest, don't you think?
Start by going to the links Crazy gives you. That site is a commercial site but it's loaded with a lot of great FREE consumer advice.
Another stop is http://www.creditboards.com and read their forum messages.
I called and spoke with each of my credit card company and simply asked them to see how much they could lower my interest rate, With some you may have to speak with a supervisor, but generally you will get some results.
If you can, first search for a credit card with a long term low rate and a low balance transfer option. if your credit card providers do not want to lower your rate, then transfer the balance.
You don't say what these debts are but I was in a similar possition with credit cards that were in both our names but were exclusively his to use. I never used them but was stuck with them after the divorce. You can always wait for one of the transfer ads to come in the mail that has a lower interest rate or go to a debt management company to consolidate all your debts to one payment you can afford.
First, find out what the statue of limitations is in your state for debt. You can check the link below to find out.
http://www.creditinfocenter.com/rebuild/鈥?/a>
Those that our past the SoL you are safe from, as you no longer have a legal obligation to repay that debt. One trick I've heard of is to send these collection agencies a CMRRR (certified mail return receipt request) stating that the debt is past the SoL, but demanding that they validate the debt per the Fair Debt Collection Practice Act.
I've heard of people who have done this and the collection agencies simply give in and remove the listing, since they know it's past the SoL and they don't want to waste the time to validate.
As far as negotiating the debt, I'd start at 30% of the balance you owed (not including any interest and fees they have tacked on) and work from there. Make sure that in exchange for payment they delete the negative mark (not simply show it as paid) from your credit report and consider it paid in full.
Below are 3 links that you will find helpful. They include information on negotiation, pay for delete agreements and sample letters.
http://www.creditinfocenter.com/repair/
http://www.creditinfocenter.com/rebuild/
http://creditinfocenter.com/forms/How do you and what advice can you give for negotiating payment of old debt?
Go to www.daveramsey.com
He is a best-selling financial author and radio host, and he specializes in free help for people in situations like yours.
Don't pay for financial help, you can get books from the library, and anyone who offers to help you for a fee is invested in you being broke ... something of a conflict of interest, don't you think?
Start by going to the links Crazy gives you. That site is a commercial site but it's loaded with a lot of great FREE consumer advice.
Another stop is http://www.creditboards.com and read their forum messages.
I called and spoke with each of my credit card company and simply asked them to see how much they could lower my interest rate, With some you may have to speak with a supervisor, but generally you will get some results.
If you can, first search for a credit card with a long term low rate and a low balance transfer option. if your credit card providers do not want to lower your rate, then transfer the balance.
You don't say what these debts are but I was in a similar possition with credit cards that were in both our names but were exclusively his to use. I never used them but was stuck with them after the divorce. You can always wait for one of the transfer ads to come in the mail that has a lower interest rate or go to a debt management company to consolidate all your debts to one payment you can afford.
Where can I get free advice on tax deductables that I qualify for?
I want to find out about tax deductables that your everyday person qualifies for. I've heard various rumors from people that you can claim different things for deductables. Payments for medication, cel-phone bills, gasoline costs for certain things, etc. I want to find out more because I know that alot of these tax prep. places don't tell you everything you qualify for.Where can I get free advice on tax deductables that I qualify for?
IRS Publicaiion 529 and Publication 17Where can I get free advice on tax deductables that I qualify for?
follow jeff's advice and pick up a copy of the publication or download it from the irs website. when you call the irs they are a tremendous amout of help.
A good CPA and believe it or not, the IRS.face cream
IRS Publicaiion 529 and Publication 17Where can I get free advice on tax deductables that I qualify for?
follow jeff's advice and pick up a copy of the publication or download it from the irs website. when you call the irs they are a tremendous amout of help.
A good CPA and believe it or not, the IRS.
Hey, does anyone have any advice on what to do to become a good hip hop dancer?
I already have the moves but I want to be more flexible when I move. Are there any special shoes to wear, or any special floors that I should practice on?Hey, does anyone have any advice on what to do to become a good hip hop dancer?
The best thing to do is build your skills so that you can dance well under any circumstances. Try practicing in hip hop sneakers, such as Bloch brand, because they have shock absorbers and will help cushion your jumps. Stretch everyday and practice balance. Work on hand stands and head stands, as these will help with things like freezes and poses later. Do lots of crunches and push ups to build core and upper body strength. I recommend making a routine of these and stretches that you do every morning and night. It is easiest to dance on wood floors. I would recommend practicing things you learn in class as well as dances. Try working on your freestyle by just making up your own combos and moves.
I hope I helped! Good luck and have fun ( :Hey, does anyone have any advice on what to do to become a good hip hop dancer?
take classes it works and it probally sounds really weird but take jazz and ballet too they will definately help flexibility!!
pratice
i think getting hip-hop shoes are a good choice.
you can order thoes from your dance studio.
i usually practiced on a matted floor or a wood floor.
wood floors are really fun to do turns on.
but careful i fall all the time.
HAVE FUN! :]
The best thing to do is build your skills so that you can dance well under any circumstances. Try practicing in hip hop sneakers, such as Bloch brand, because they have shock absorbers and will help cushion your jumps. Stretch everyday and practice balance. Work on hand stands and head stands, as these will help with things like freezes and poses later. Do lots of crunches and push ups to build core and upper body strength. I recommend making a routine of these and stretches that you do every morning and night. It is easiest to dance on wood floors. I would recommend practicing things you learn in class as well as dances. Try working on your freestyle by just making up your own combos and moves.
I hope I helped! Good luck and have fun ( :Hey, does anyone have any advice on what to do to become a good hip hop dancer?
take classes it works and it probally sounds really weird but take jazz and ballet too they will definately help flexibility!!
pratice
i think getting hip-hop shoes are a good choice.
you can order thoes from your dance studio.
i usually practiced on a matted floor or a wood floor.
wood floors are really fun to do turns on.
but careful i fall all the time.
HAVE FUN! :]
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